Great home in a desirable neighborhood! Plenty of space in this home with an attached barn/garage. A great place for keeping your toys, for tinkering, or for setting up an indoor garden. This home features an open concept kitchen/dining/living room and has a front porch, back deck, and a very nice level yard.
Why throw away rent when you can own? Earn $150 off the purchase price with each on-time monthly payment. Don't pay rent, invest in your future!
You can also see pictures of the home and a video on our facebook page www.facebook.com/mainehomeownership
Once we have your application on file, and it looks like you'll qualify for the property, then we can set up an interior showing for you.
Here are few common questions and answers:
Q: How much is the down payment investment?
A: $3,000 - This full amount goes towards the purchase price (you get double credit if you buy within the first year).
Q: Do you allow pets?
A: Yes, but a pet interview is required and a pet rent of $10/m is charged
Q: Is the tenant responsible for all utilities?
A: Yes
Q: What is the purchase price?
A: It will be the lower of either the option price as agreed upon, or the appraised value, you will never pay more than Fair Market Value.
Q: How much of my monthly payment goes towards rent?
A: $150 per month for each on time payment
Q: Do you allow smoking?
A: No
Q: Can I do improvements to the home?
A: Yes. We may even agree to buy the materials for you. All improvements and alterations require approval first.
Q: Will you fix the home prior to my move in?
A: Safety issues will be addressed. Other issues can be negotiated.
Q: What credit score do I need?
A: You need to have over a 550 credit score. In addition we will need to pull your credit to make sure you qualify.
Q: When can I move in?
A: Our underwriting usually takes 1 week. If the home is currently available, once you are approved you can move in.
Q: Who pays taxes and insurance
A: We pay property taxes and property insurance, but you must have a renters insurance policy to cover your own belongings.
Q: How much monthly income do I need?
A: Typically the rent payment cannot exceed 35% of your overall monthly income.
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