No HOA! Spectacular home with beautiful updates throughout! 1st floor master bedroom, master bathroom & laundry! Fabulous finished lower level with family room, dry bar area, and an office, plus a storage room! Great walkable neighborhood w/ sidewalks, with close proximity to shopping, gymnasium and restaurants! Walk to nearby park with swings & basketball! You will enjoy the private screened patio area - the perfect place to unwind from a busy day! Don't miss your chance to view this spectacular & well-loved home!Inclusions:Refrigerator, Washer, Gas Dryer, Microwave, one year HMS warranty $419 w/ acceptable offer, Water Softener, Workbench